Can Infrastructure Protect from Inflation?

  It’s an important question as prices rise around the world fuelled by soaring energy and commodity costs, supply chain constraints and a geopolitical retreat from globalisation. In Australia, headline inflation is expected to reach 5 per cent by the end of the year. And while that’s still low from an historical perspective, it is…

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Is This the End of the Housing Boom?

Clearly the growth rates in the Australian housing market, particularly in Sydney and Melbourne, peaked some time ago – March last year. But prices have mostly been still rising, albeit at a slower pace. National average property prices now look likely to peak around mid-year and then enter a cyclical downswing. There’s a number of…

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Volatility Bites: How Retirees Can Manage Jumpy Markets

The 2020 COVID-19 share sell off and recent equity market volatility shows just how quickly share prices can move. Volatility can have different meanings for different investors, those with a long-term horizon can be less concerned, knowing they have time on their side. But what about retirees? How can  they manage the mental challenge of…

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Economic Update and Market Overview

Introduction Inflationary forces continued to intensify in key regions, which suggested interest rates could be raised more quickly and more aggressively than previously anticipated. Government bond yields continued to rise sharply, resulting in negative returns from fixed income markets. The likelihood of rising borrowing costs also appeared to spook equity markets, which performed poorly over…

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Family Activities To Do On a Budget

Spending more than what you intended on is a familiar scenario for many people entertaining kids, whether that’s at the movies (you swear you’re bringing your own Maltesers and drink next time), or sporting events (where you often fork out more on hot chips than you do on the tickets). While you know taking pre-packed…

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9 Money Tips If You’re Having a Baby

Starting a family or growing one can be exciting, but it can also be expensive. Here are some ways to prepare yourself financially. 1. Make sure you’re across medical expenses Medical costs might include ultrasounds, birthing classes, special tests, vaccinations, and check-ups, so it’s worth jotting these down, so you’ve got an idea of everything…

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10 Money Conversations To Have With Your Partner

If you have been together for a while though or are edging on making a big financial decision together, having the money talk could make a big difference to whether you go the distance. Understandably, it may not be the easiest topic to broach, so here’s a bit of a checklist as to what you…

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Budget Smarter With the 50/20/30 Rule

  New to budgeting? You may know how much money you make and have a rough idea of how much you spend. But do you know what you’re actually spending it on, or if your spending patterns will benefit you in the long run? The good news is, you don’t need complicated spreadsheets and formulas…

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