Aged Care
Losing a loved one
One of life’s greatest challenges is the loss of a loved family member – particularly a long-term spouse or partner. Knowing where to start can be a big help at this difficult time. When a loved one passes away The loss of a loved one can see you juggling multiple balls at once. There is…
Read MoreAged care facility choices
Aged care made simple: what you need to know Navigating aged care can be quite a challenge, especially with the new rules that come into effect on November 1, 2025. If you were already in the system before entering care, you might still be eligible for the old rules to continue. It sounds complex because…
Read MoreResidential Aged Care Fee reforms now commence 1 November 2025
The Federal Government has officially delayed the start of new Residential Aged Care fee reforms from 1 July to 1 November 2025, aligning them with the rollout of the new Aged Care Act and Support at Home program. What’s changing from 1 November 2025? Accommodation Payments RAD cap increasing from $550,000 to $750,000 A new…
Read MoreSupport at Home reforms delayed: what’s changing from 1 November 2025
The Federal Government has confirmed that the Support at Home program –a major reform replacing the Home Care Packages (HCP) and Commonwealth Home Support Programme (CHSP) –will now start on 1 November 2025, instead of 1 July. This delay aligns with the broader Aged Care Act reform, providing the aged care providers and the broader…
Read MoreMajor Aged Care reforms delayed: what’s changing from 1 November 2025
Australia’s aged care system is undergoing sweeping reforms, originally due to commence on 1 July 2025. However, in a recent update, the Government has postponed the start date to 1 November 2025 to give aged care providers and the broader sector more time to prepare. This delay applies to the new Aged Care Act, the…
Read MoreThe Benefit of Seeking Aged Care Financial Advice
Seeking aged care advice from a financial adviser provides numerous benefits, particularly when navigating the complexities of aged care funding, fees and government entitlements. Here are some key advantages: Optimising Government benefits A financial adviser can help optimise Centrelink entitlements, including the Age Pension, Carer Payments and Rent Assistance. They assist in structuring assets and…
Read MoreAged Care reforms 1 July 2025
Aged Care reforms 1 July 2025 The Government has legislated changes to the cost of residential aged care, for Australians entering care from 1 July 2025. A female aged 65 today has a 59% probability of entering aged care at some point in their lifetime. For a 65-year-old male, the probability is 43%. At some…
Read MoreCost of Aged Care at Home
Watching your ageing or frail parents or loved ones struggle with some of life’s basic activities such as cooking, cleaning or caring for themselves can be difficult – and yet they will invariably want to retain their independence and live in the comfort of their own home as long as possible. It’s at this point…
Read MoreThinking About a Retirement Village?
Thinking About a Retirement Village? Here’s What You Need to Know Retirement villages are an increasingly popular option for retirees looking for a sense of community, security, and a simplified lifestyle. But navigating the financial, legal, and lifestyle implications can be complex. That’s why we’ve put together “What You Need to Know About Retirement Villages”—a…
Read MoreAging in Place: Growing Older at Home
Aging in Place: Growing Older at Home Introduction As we grow older, many of us wish to remain in the comfort and familiarity of our own homes, even as our needs for care and assistance increase. ‘Aging in place’ refers to staying in your own home as you get older and is a popular choice…
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