Tips to reduce your debts before you retire

Tips to reduce your debts before you retire

While many Aussies will carry some debt into retirement, the good news is, there are a number of things you could do now while you’ve still got time on your side and earning an income. Get serious about having a budget A good starting point when it comes to setting up a workable budget (so…

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How to identify (and beat) your spending triggers

How to identify (and beat) your spending triggers

We often talk about money in terms of dollars and cents, but the subject can sometimes run deeper than just numbers. Frivolous spending as a result of your emotional state is more common than you might think: one study found that more than 81 % of Australians spend in order to seek comfort, suggesting that our spending…

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What is financial planning?

What is financial planning?

    What is financial planning? If you could achieve your financial goals by simply putting money away in the bank, you wouldn’t need a financial plan.  Unfortunately, life is a little more complex – it’s hard to understand the intricacies of investment, taxation and ever-changing rules and regulations, so you need professional help. Yet…

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